:root{--tinte:#16161a;--gold:#d4a24c;--rot:#b4442f;--papier:#faf7f2;--grau:#5e5a55;--linie:#e3ddd3}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:#222;background:var(--papier)}
.wrap{max-width:960px;margin:0 auto;padding:0 20px}
a{color:var(--rot)}
.kopf{background:var(--tinte);color:#fff}.kopf .wrap{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px;padding-top:14px;padding-bottom:14px}
.marke{color:#fff;text-decoration:none;font:700 22px Georgia,serif;letter-spacing:.5px}.marke span{color:var(--gold)}
nav{display:flex;align-items:center;flex-wrap:wrap;gap:4px}.nav-x{color:#eee;text-decoration:none;padding:6px 10px;font-size:15px}.nav-x:hover{color:var(--gold)}
.portal{background:#2a2a30;color:#ddd;font-size:14px}.portal .wrap{padding-top:7px;padding-bottom:7px}
main{padding:30px 0 50px}
h1{font:700 34px/1.2 Georgia,serif;margin:.2em 0 .5em;color:var(--tinte)}h2{font:700 24px/1.3 Georgia,serif;margin:1.6em 0 .5em;color:var(--tinte)}
.lead{font-size:19px;color:#333}
.knopf{display:inline-block;background:var(--rot);color:#fff;text-decoration:none;border:0;border-radius:6px;padding:12px 20px;font-weight:600;font-size:16px;cursor:pointer;margin:4px 6px 4px 0}
.knopf:hover{background:#963523}.kopf a.knopf,.cta a.knopf,a.knopf{color:#fff}a.knopf.hell{color:var(--tinte)}.knopf.hell{background:#fff;color:var(--tinte);border:2px solid var(--tinte)}.knopf.klein{padding:6px 12px;font-size:14px;margin:0 0 0 6px}
.held{padding:10px 0 10px}
.kacheln{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;margin:26px 0}
.kachel{display:block;background:#fff;border:1px solid var(--linie);border-top:4px solid var(--gold);border-radius:8px;padding:16px 18px;color:#222;text-decoration:none}
.kachel:hover{border-color:var(--rot)}.kachel h2{font-size:20px;margin:.2em 0 .3em}.kachel p{margin:0;font-size:15px;color:var(--grau)}
.schritte li,.check li{margin:.5em 0}
.cta{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:var(--tinte);color:#eee;border-radius:10px;padding:20px 22px;margin:34px 0 0}
.cta strong{color:#fff}
.tab{width:100%;border-collapse:collapse;background:#fff;margin:10px 0;font-size:15px}.tab th,.tab td{border:1px solid var(--linie);padding:8px 10px;text-align:left;vertical-align:top}.tab th{background:#f0ebe2}
.klein{font-size:14px;color:var(--grau)}
.hinweis{background:#fff4e0;border-left:5px solid var(--gold);padding:12px 16px;border-radius:6px;margin:18px 0}
.rechner,.formular,.entscheid{background:#fff;border:1px solid var(--linie);border-radius:10px;padding:18px 20px;margin:18px 0}
.rechner label,.formular label{display:block;margin:0 0 12px;font-weight:600;font-size:15px}
select,input,textarea{display:block;width:100%;margin-top:4px;padding:10px;border:1px solid #c9c1b4;border-radius:6px;font:inherit;font-weight:400;background:#fff}
.formular label.ein,.entscheid label{display:flex;gap:10px;align-items:flex-start;font-weight:400}.formular label.ein input,.entscheid input{width:auto;margin-top:5px}
.zwei{display:grid;grid-template-columns:1fr 1fr;gap:14px}@media(max-width:600px){.zwei{grid-template-columns:1fr}h1{font-size:28px}}
.ergebnis{background:#f6f1e8;border-radius:8px;padding:14px 18px;margin:12px 0}.betrag{font:700 28px Georgia,serif;color:var(--rot);margin:0 0 6px}
.falle{position:absolute;left:-9999px}
.fuss{background:var(--tinte);color:#bbb;font-size:14px;padding:22px 0}.fuss a{color:#ddd;margin-right:14px;text-decoration:none}.fuss a:hover{color:var(--gold)}
.stand{color:var(--grau);font-size:14px}